Organizations that have only top management as board members are more susceptible to accounting malpractice. Board members should preferably own shares in the company to ensure diligence when dealing with the interests of the company. In addition to the Board of Governors, there should also be an audit committee responsible for overseeing the financial operations of the bank. Members of the board of directors and audit committee should have basic financial knowledge. Some members should also be experts in finance so that they can spot any anomalies that may occur in terms of financial reporting. A review of the regulatory framework is needed to allow authorities to intervene immediately and make improvements. New technology is needed. Outdated manual processes should be eliminated because they cause more human errors and poor quality