In a list of pros and cons this would be the only pro on the list. Student loans are an easy one-way ticket to debt and depression; and there is never really a need to get a full student loan. With community college and trade school available, it opens up many money-saving alternatives that wouldn't require a full student loan. The student loan system itself is a broken system that needs a lot of fixing. With all the other alternatives available nowadays it almost makes no sense for students to continue and become full-fledged students